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Personal risks: Risks over which we have some level of control.
The day-to-day risks facing the individual are: illness, lack of employment, fire, accidental injury, death and insufficient income during retirement.
Individuals and society can use insurance and careful behavior to avoid and mitigate these risks.
Social risks: Risks beyond our personal control.
The risks facing society are war, crime, over population and climate change. We need to use education to minimize these risks. First, we need a good model for the knowledge map which would address these risks.
We need to reassess the knowledge about the economy and religion to reach a common understanding to reduce the adverse effects caused by these risks.