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Provide insurance

We need to decide on a national policy of how we handle two different types of personal expenditures - taxes and insurance.

We consider retirement, health care and employment issues of risk. Each person needs insurance against the risk of insufficient money for retirement, expensive health care events and loss of employment. We need a cost effective, national insurance policy for each of these areas of our lives.

Raising money to fund essential government services is a separate area of our personal responsibility in our opinion. Government should employ as few people as possible directly. Most services should be contracted out to business. Government should publish the rules and people and business should follow the rules.

We think this is the main important distinction which divides the political parties. If we can adopt a common language then we can reach consensus on how to address our common problems in a common sense way and avoid all the non-productive arguing over non-issues.

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